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  <titleInfo>
    <title>Simple Strategies for Personal Finance</title>
    <subTitle>How to Effectively Manage Your Money, Eliminate Debt, and Plan for a Secure Financial Future</subTitle>
  </titleInfo>
  <name type="personal">
    <namePart/>
    <namePart type="date">Tim, Roger</namePart>
    <role>
      <roleTerm authority="marcrelator" type="text">creator</roleTerm>
    </role>
  </name>
  <typeOfResource>text</typeOfResource>
  <genre authority="marc">bibliography</genre>
  <originInfo>
    <place>
      <placeTerm type="code" authority="marccountry">wiu</placeTerm>
    </place>
    <dateIssued encoding="marc">2016</dateIssued>
    <copyrightDate encoding="marc">2016</copyrightDate>
    <issuance>monographic</issuance>
  </originInfo>
  <language>
    <languageTerm authority="iso639-2b" type="code">eng</languageTerm>
  </language>
  <physicalDescription>
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    <extent>33 pages ;</extent>
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  <abstract>Written by Roger Tim, who has gone through his own personal finance journey starting from zero, this quick-start guide strips away the complexity of traditional finance advice and gives you clear, actionable steps that actually work.

Whether you’re living paycheck to paycheck or just looking to fine-tune your money game, this book will help you make smart financial moves without needing a finance degree or a six-figure salary.

In this book, you will discover how to:

Stop living paycheck to paycheck with one simple habit

Create a budget you’ll actually stick to

Crush debt fast — without feeling deprived

Build savings automatically (and painlessly)

Master the 50/30/20 rule to balance your spending

Avoid common financial traps that keep people broke

Grow your money with easy, beginner-friendly investment tips

And so much more

Filled with easy-to-follow strategies, and zero jargon, this book is your shortcut to mastering money and finally feeling confident about your financial future.

You don’t need to be perfect — you just need a plan that works. Simple Strategies for Personal Finance is that plan.</abstract>
  <note type="statement of responsibility">Roger Tim (Author)</note>
  <subject authority="lcsh">
    <topic>Finance, Personal</topic>
  </subject>
  <subject authority="Simple Strategies for Personal Finance">
    <topic>Finance, Personal</topic>
  </subject>
  <classification authority="lcc">HG179 .T56 2025</classification>
  <classification authority="ddc" edition="23">248.4</classification>
  <identifier type="isbn">9798317295899</identifier>
  <identifier type="lccn">2016462658</identifier>
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