TY - BOOK AU - TI - Simple Strategies for Personal Finance: How to Effectively Manage Your Money, Eliminate Debt, and Plan for a Secure Financial Future SN - 9798317295899 AV - HG179 .T56 2025 U1 - 248.4 23 PY - 2025/// KW - Finance, Personal KW - Simple Strategies for Personal Finance N2 - Written by Roger Tim, who has gone through his own personal finance journey starting from zero, this quick-start guide strips away the complexity of traditional finance advice and gives you clear, actionable steps that actually work. Whether you’re living paycheck to paycheck or just looking to fine-tune your money game, this book will help you make smart financial moves without needing a finance degree or a six-figure salary. In this book, you will discover how to: Stop living paycheck to paycheck with one simple habit Create a budget you’ll actually stick to Crush debt fast — without feeling deprived Build savings automatically (and painlessly) Master the 50/30/20 rule to balance your spending Avoid common financial traps that keep people broke Grow your money with easy, beginner-friendly investment tips And so much more Filled with easy-to-follow strategies, and zero jargon, this book is your shortcut to mastering money and finally feeling confident about your financial future. You don’t need to be perfect — you just need a plan that works. Simple Strategies for Personal Finance is that plan ER -